Citi clear platinum credit card gives cardholders the opportunity to save big interest. This credit card has a reasonably low annual fee. It gives room for four additional cardholders at no cost. It has a relatively low ongoing purchase rate; this could help you save on interest if you happen to carry a balance regularly. Cardholders take advantage of its awesome introductory offer on purchases and balance transfers; you just have to pay 0.9% p.a for over 15 months. This credit card provides access to a wide range of handy extras, all for a low annual fee and low ongoing purchase rate. You should take advantage of shopping deals, travel and more. With the MasterCard priceless cities, you can explore unforgettable experiences around the world. You also have the opportunity to emergency card replacement, 24/7 customer care service if your card is lost or stolen. You can also benefit from complimentary insurance coverage on eligible purchases including extended warranty insurance, purchase cover insurance, guaranteed pricing scheme, and transit accident insurance. Citi bank also offers other credit cards, they include;
- Citi diamond preferred credit card
- Citi simplicity credit card
- American Airlines advantage mile up MasterCard
- Citi advantage platinum select world elite MasterCard
- Costco anywhere visa credit card by Citi
- Citi Prestige credit card
- Citi premier credit card
- AT & T access card from Citi
- Citi rewards credit card
- Citi double cash credit card.
How the Card Works
Citi clear platinum credit card offers 0.9% p.a on purchases and balance transfers for 15 months with no balance transfer fee. With an offer of 0.9% p.a, you can cover larger purchases and repay over the card’s introductory period. Balance transfer reverts to cash advance rate. It has a standard purchase rate of 14.99% p.a. it has an annual fee of $99. It gives up to 55 days interest-free on retail purchases. There is zero balance transfer fee meaning you can focus on paying down your debt without fees added into the mix. You have the opportunity to transfer up to 80% of your credit limit. On the downside, if there is a balance remaining at the end of the introductory balance transfer period, it will revert to the card’s cash advance rate. Purchase rate is 14.99% p.a, cash advance is 22.24%. Introductory purchase rate is 0.9%p.a for 15 months. The minimum credit limit is $6,000 and maximum is $100,000. Late payment fee is $30.
Benefits
Citi clear platinum credit card offers the following amazing benefits;
- You have access to sync your credit with Apple pay and Samsung pay, this allows you to pay with your mobile device in-store.
- You have the opportunity to benefit from complementary insurance cover on your purchases
- You have access to emergency card replacement
- You can take advantage of the free bottle of wine at partner restaurants within Citi bank
- It gives purchase protection insurance and extended warranty insurance.
Application Criteria
- You must be 18 years of age or above
- You must be an Australian resident
- You must have a minimum income of $35,000 p. a
- You must have your personal details ready.
How to Apply
To apply for Citi clear platinum credit card, follow the steps below;
- Visit Citi clear platinum application page on your device
- Tap on apply now, this leads you to the application page
- Fill in your personal details such as; first name, middle name, surname, mobile number, and email address
- Tap on continue to proceed with your application
- Follow the steps on your screen and you will be done with your application process.
To access your credit card account, go through the steps below;
- Visit the login page on your device
- Fill in your username and your password
- Tap on login to have access to your account.
You can also access your account by making use of app, it is available for both Android and iPhone users.
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