•Introduction
The target credit card is given by TD bank. This credit card offers straightforward rewards in the form of an automatic five percent savings on just about everything you buy. Discounts are applied automatically at the register, you don’t have to obtain a certificate to use on future purchases. This is a store-branded card, it can only be used at Target and Target.com, so you won’t earn any rewards on purchases made elsewhere. You can swipe the card anywhere MasterCard is accepted, the only added perk you’ll receive is no foreign transaction fee, this gives an opportunity to incur more debt at the same high-interest rate. This credit card comes with free standard shipping on target.com items plus thirty days to return both in-store and online purchases and also automatic savings.
When you use your card to pay for your subscriptions, a program that delivers you everyday essentials on a set schedule so you never run out. You are also open to a free target circle membership, as a member, you get one percent back on most target purchases. The money earned cannot be redeemed for cash back but it can be transferred to a target wallet and used as a discount later on. The target credit card is meant for you if you don’t plan to carry a balance from month to month, if you want to save money on everyday purchases. To use this card, you need to download the target cartwheel app to stack discounts on top of the redcard automatic five percent rewards. You should save even more on necessities by using the red card to pay for target subscription orders. The target credit card has a hefty APR of about 22.90%.
–Benefits
1) Free standard shipping
2) Discounts are applied automatically as you register
3) It offers target circle membership
4) It offers 10 percent discount coupon each year
5) Extended return policy
6) No annual fee
7) No foreign transaction fee
8) Access to products, exclusive events and promotions
9) You can save 5% discount on specialty gift cards for travel, movie tickets, restaurants.
•Target credit card application requirements
1) You need a score of at least 620
2) You have to be eighteen years of age and above at the time of application
3) You must possess a US address, an SSN, a drivers license or a military ID.
•How to apply
> Launch your web browser and visit target redcard application page
> Tap on apply for credit, this will direct you to the application page
> Fill in the required information
> Then tap on submit.
To have access to your credit card account;
> Open your target mobile app or simply visit www.target.com
> Tap on the target login icon
> Type in your login ID and your password
> Then, tap on login.
After logging in, you can add your redcard to the wallet feature which gives you access to pay and save with just one scan.
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