Torrid gives a wide range of more mainstream clothing styles for women and girls in sizes 10 to 30 with over 400 stores across the US. Torrid gives a closed-loop consumer credit card for those who want to save a little on their branded purchases. This credit card is a little light on the rewards when compared with other credit cards. This card has no annual fee, the high APR makes a questionable addition to your wallet. Torrid credit card is issued by the Comenity bank torrid which helps you earn torrid exclusives. You get the chance to earn rewards points on your torrid purchases by just becoming a member of the torrid insider program. Torrid credit card doesn’t charge users for international transactions. You can simply get rewards on all torrid purchases by becoming a member of the torrid insider program. Torrid comes with an app that allows cardholders to enjoy easy mobile shopping and offers you quick access to your torrid account. The app can be gotten on either Google Play or the App Store. This credit card comes with amazing benefits. Torrid credit card is good for the occasional coupon or special offer.
How Torrid Credit Card Works
With Torrid card, you get one point for every dollar spent and also a reward for every 250 points. For every $50 you spend you get $25 torrid cash. Torrid credit card has an APR variable of 26.24% which is almost two times that charged by some of the better open-loop consumer cards. It has an interest rate that makes it a pricey way to finance a purchase if you cannot pay it off immediately. You also earn one point per $1 spent receiving a $10 reward for every 200 points you earn as a member of Torrid insider program. Cardholders who earn 1000 points or more per annum can be eligible for platinum status and boost their earnings to 1.5 points per $1.
Torrid cardholders get 25% off their first torrid insider credit card purchases including two discounted shopping days each year during which members will receive a 30% off their purchases. Platinum status boosts their earnings to 1.5X points per $1. Platinum members also receive free standard shipping and special birthday offers. After signing up, you get a sign up bonus of $20 reward through your bonus is only for torrid insider credit card purchases.
Benefits
- The benefits Torrid credit card offers are;
- Access to loyalists, VIP torrid rewards perks, card offers
- You stand a chance to earn 5% off every day with your credit card
- You get to earn 25% off your first torrid card purchase online
- $15 off $500 welcome offer with your torrid card payment
- Access to offers, sales, and much more.
The most amazing benefit of the card is that it offers you unlimited shopping anywhere, anytime.
How to Apply
Users need to get a credit score of 640 or above to get the credit card. Follow the steps below to apply;
- Launch your web browser and visit Torrid card application page
- Click on the apply now button
- Fill in your personal information like your first name, middle name, last name, suffix, social security number, date of birth and annual income
- Enter your contact information like your zip code, street address, apartment, city, state, email address, mobile phone number and alternate phone
- Add an authorized buyer to your account
- Enter a referral code, this is usually optional
- Click on the continue link to proceed.
Follow a few more steps to complete your application.
How to Login
- To login to your torrid credit card account follow the steps below;
- Visit the torrid credit account login page on the web
- Click on the sign in now button at the top
- Enter the details required such as; credit card account number, zip code, identification type (SSN, AIN, or SIN)
- Last 4 digits of SSN. -then click on find my account.
Torrid credit card login page is highly secured to protect and secure your account from threats. If you forget your username or password, you can recover it easily by simply clicking on the forget username or password button and follow the instruction to complete the recovery process.
RECOMMENDED >>> Apply for Ollo Rewards MasterCard – Ollo Rewards MasterCard | How to Earn Ollo Rewards
