Auto Insurance in USA – If you’re looking for the best auto insurance in USA, or an affordable auto insurance quote for your car, it’s good to know what it will cost before you start shopping. Use this article to learn about the average costs of buying auto insurance in USA and what other factors you should be aware of before buying your policy.
How Much Does Auto Insurance in USA Cost?
Auto insurance in the United States can be very costly. The amount you pay for car insurance may vary depending on your location, driving record, and type of vehicle you drive. To give you a better idea of what to expect, we’ve compiled a list of average auto insurance rates in different states.
Average Auto Insurance Rates Across the U.S.
State Avg. Monthly Rate
Alabama $478
Alaska $868
Arizona $755
Arkansas $481
California $1,086
Colorado $801
Connecticut $854
Delaware $469
District of Columbia $1,267
Florida $747
Georgia $703
Hawaii $1,282
Idaho $588
Illinois $894
Indiana $715
Iowa $548
Kansas $559
Kentucky $502
Louisiana $681
Maine $756
Maryland $864
Massachusetts $1,117
Michigan Michigan is not included in the table because the state does not have a specific auto insurance rate for comparison
Car Insurance Rates in Every State
Auto insurance rates in the US vary a lot from state to state, but on average, it’s not too costly to get coverage. In this article, we’ll take a look at how much car insurance costs in each of the 50 states. Note that these rates are for liability only; comprehensive and collision coverage may also be required.
Alabama: $1,636
Alaska: $1,966
Arizona: $2,522
Arkansas: $1,956
California: $3,686
Colorado: $2,504
Connecticut: $2,916
Delaware: N/A
District of Columbia: N/A
Florida: $2,848
Georgia: $2,998
Hawaii: $3,456
Idaho: $1,752
Illinois: $2,794
Indiana: $2,564
Iowa: N/A
Kansas: N/A
Kentucky: N/A
Louisiana: N/A
Mississippi : N/A
Montana : N/A
Nebraska : N/A
Nevada : N/A
New Hampshire : N/A
New Jersey: N/A
Top 10 States with the Highest Car Insurance Rates
Auto insurance rates vary greatly depending on where you live in the United States. Some states have high rates, while others have low rates. Here are the top five states with the highest car insurance rates:
- New York
- Connecticut
- California
- Massachusetts
- Hawaii
On the other hand, the five states with the lowest car insurance rates are:
- South Dakota
- Iowa
- Nebraska
- Kansas
- Wyoming
States with Hometown Sweethearts Car Insurance
If you’re a driver in the United States, you likely know that auto insurance can be expensive. In fact, it can be more expensive than some basic necessities like food and housing.
To figure out how much auto insurance costs in different states, we analyzed data from Insure.com. We found that the cost of auto insurance varies a lot based on location. For example, it’s far more expensive to drive in California than it is in Texas.
That said, the cost of auto insurance doesn’t always reflect the reality of crash risk. For instance, Hawaii has one of the lowest rates of auto insurance because there are very few crashes there. However, drivers in Hawaii are still at risk for accidents because of the high concentrations of tourists and other drivers who may not know how to drive safely.
Bottom line: If you’re looking to save money on your car insurance, it’s important to research your state carefully. There are often significant savings available by living in a state with lower rates.
