Top 10 Best Loan Companies in the USA

Finding and securing the best loan company can be difficult, especially if you’re on a tight budget. While there are tons of banks and lenders out there, many will reject your application due to bad credit or a low income, meaning you won’t have anywhere to turn to find the cash you need.

However, not all hope is lost! These top 10 best loan companies in the USA will give you their very best interest rates and terms so that you can get back on your feet quickly.

1) Wells Fargo Personal Loans

Personal loans are usually used for debt consolidation, home improvement projects, weddings, and more. Wells Fargo offers personal loans with fixed interest rates starting at 5.99% APR and term lengths from one to 15 years.

The minimum loan amount is $5,000 and you can apply online. Get a response on your application quickly with a 24-hour approval notification. Wells Fargo even provides a feature that will automatically pull your monthly payments from your bank account so you don’t even have to think about making payments until it’s time to pay them off!

2) American Express Bank

American Express Bank is one of those institutions that you’re going to want to pay close attention to if you’re ever looking for a loan.

This is because they have a massive range of services and when it comes down to it, getting your loan approved with them will be as simple as can be. Amex Bank offers just about every loan service that you could ever want and then some.

They offer auto loans, mortgage loans, personal loans, home equity lines of credit, commercial real estate loans, and more. To top things off, their customer service is impeccable so even if you’re not sure where your next step should go in life; they can help point you in the right direction.

3) PNC Financial Services Group, Inc.

PNC Financial Services Group, Inc. is a bank holding company and parent of PNC Bank, National Association, a national banking association with limited branches and a range of financial services.

The company has its headquarters in Pittsburgh, Pennsylvania. As of March 31, 2017, PNC operated 1,481 branches and 2,658 ATMs across 15 states; it also had loan production offices in 13 states and Washington D.C., as well as several international locations including Canada and Mexico.

4) New York Community Bank

With no transaction fees, no minimum balance requirements, and great rates, New York Community Bank is a good option for those looking to save money on interest.

The bank has been around since 1923 and primarily serves Manhattan-based businesses and individuals.

New York Community Bank offers free online bill pay and free monthly account statements. It also offers an ATM Rebate Program with cash rebates up to $10 per month for customers who use their debit card at least 10 times per month; use your card 15 times per month, get a rebate of $15.

There are no rewards programs or credit cards available through New York Community Bank. Customers can open a savings account with as little as $25, but higher-interest accounts require more money to open – think of it as an investment!

5) Huntington National Bank

KeyBank’s website has a number of resources for those looking to borrow money. The bank offers auto loans, home loans, personal loans, and more. And because KeyBank is such a large lender, it offers very competitive rates on all its products.

But more importantly, KeyBank also offers advice to help borrowers better understand their credit score and debt-to-income ratio.

The bank hopes that will lead to smarter borrowing decisions when it comes time to buy a new car or home.

6) KeyBank National Association

KeyBank National Association is a leader in commercial and consumer banking. Its clients include corporations, small businesses, entrepreneurs, and individuals who have or wish to establish ownership of homes, automobiles, and boats.

Products include business loans, deposit services, and brokerage services. Headquartered in Cleveland, Ohio, KeyBank National Association operates 1,200 branches through 23 states nationwide.

As of 2016, KeyBank National Association employed 11000 people; its president was Terrence L. Connors that year as well.

KeyBank’s total assets were $117 billion as of 2016; that year it reported an annual profit of $1 billion on revenue totaling more than $10 billion.

7) Navy Federal Credit Union

Founded more than 135 years ago, First Citizens is among South Carolina’s oldest and largest financial institutions. The bank has more than 180 locations throughout South Carolina and North Carolina, including 16 offices in neighboring North Carolina.

If you are looking for fast service and personalized attention, First Citizens may be just what you need. First-Citizens offers savings accounts; certificates of deposit; checking accounts; Individual Retirement Accounts (IRAs); online banking options; loans such as mortgages, student loans, auto loans, and credit cards; home equity lines of credit (HELOC); online bill payment with Fiserv e-Pay or Electronic Checks via PayPAMS®. You can trust your money to a bank that understands community banking.

8) SunTrust Bank

SunTrust Bank is one of America’s oldest banks and was founded right after World War II. It offers a wide range of personal financial services, including online banking and loans, which are available to both individuals and businesses.

SunTrust also operates as a real estate investment trust (REIT) under its holding company, SunTrust Banks Inc., making it one of only five banks with REIT status. SunTrust has more than 1,300 branches across 17 states and is headquartered in Atlanta, Georgia.

9) First Citizens’ Bank & Trust Company of Columbia, SC

First-Citizens Bank & Trust Company of Columbia, SC offers a range of consumer lending services and is an exceptional option for borrowers who want to borrow between $5,000 and $500,000.

The lender has received an A+ rating from both BauerFinancial and Bankrate, which makes it a great pick for B-loan customers.

In addition to offering competitive rates, FCTB&T also provides flexible repayment terms that are suited to borrowers’ needs. Borrowers can choose from six months, one year, or two-year loan terms; depending on their financial situation, they can choose whichever option is best suited to them.

10) CITGO Petroleum Corporation

CITGO Petroleum Corporation is a petroleum refiner and marketer of transportation fuels, lubricants, petrochemicals, and other industrial products.

It distributes refined products via its own network of terminals located on land. CITGO also owns and operates crude oil pipelines that connect its crude oil refining facilities to translate sites and third-party pipelines across Texas, Louisiana, Mississippi, Arkansas, Alabama, Georgia, Florida, and Puerto Rico.

More than 3/4ths of all fuel sold by CITGO stations is from independent suppliers rather than CITGO’s branded gasoline supplied by pipeline or marine transport to Puerto Rico. The company was founded in 1920 and is based in Houston, Texas with additional offices throughout North America.

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