The fit Mastercard is primarily designed to help rebuild your credit for individuals with bad credit. This credit card reports your account activities to three major bureaus. Before applying for this credit card, you should take into consideration the fees and higher than average APR’s that are commonly attached to cards marketed towards users with very bad credit. Some of these fees include a program fee after approval, a processing fee, a maintenance fee, and/or a monthly fee. These various fees range from a lot to a little and they are not always easy to keep track of. However, the fit MasterCard is from continental finance and is issued by Bank of Missouri.
This credit card is one of the latest card offerings from continental finance. With this credit card, all credit types are welcome to apply. Your account activity is reported to three different bureaus. The initial credit limit is $400. One of the advantages of this credit card is that the application process is very fast and easy. Your card can be made use of anywhere a MasterCard is duly accepted. You also have free access to your vantage 3.0 score from TransUnion. This credit card does not require a credit history for rebuilding credit. The major setback of this credit card is the various fees which include an $89 one-time processing fee, an annual fee of $99, a monthly maintenance fee of $6.25, and 3% on foreign transaction fee. These various fees can increase your balance, reduce your credit limit and also, maybe comparable to the refundable deposit you’d pay to get a secured credit card. This credit card also does not offer a sign up bonus or rewards on purchases.
Benefits
The fit MasterCard offers the following benefits to its cardholders;
- Free monthly credit score access
- $0 fraud liability coverage
- Your account activity is reported to three different bureaus
- Free online account access
- Low eligibility requirements
- Potential credit limit increases in six months
- You can easily apply even with poor or no credit.
How to Apply
- Open your web browser and visit Fit MasterCard application page
- On the page, locate and tap on ‘apply now ‘
- Scroll down and you’ll see the application page
- On the application page, enter your first name, middle name, last name, suffix, residential address, city, state, zip code, email address, primary phone number, secondary phone number, phone type
- Tick the box that says ‘I consent and understand that I will receive daily emails and digital newsletters from icommissions and its selected marketing partner under the yourcreditfit.com, ecreditGuide.com brands that comply with the marketers privacy policy’
- After that, submit your application.
When you’ve gotten your card, follow the steps below to login to your credit card account;
- Open your web browser and visit the fit MasterCard official website
- Tap on the red login button on the homepage
- On the login page, fill in your username and your password
- Then tap on ‘login to my account’.
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