Although some companies will not allow you to make use of regular credit cards like a debit card, but you can be able to use a prepaid credit card as a debit card. Prepaid credit cards also work like debit cards, but the only thing is that they are accepted like credit cards. Though these cards will not help you to build credit, they can only help you keep control of your money so you don’t spend too much.
Here, we are going to discuss how you can use your credit card as a debit card.
How to Use Your Credit Card As A Debit Card
In case you have been wishing to use your credit card as a debit card and you don’t know how to, just read the steps provided below for more knowledge on how to do that:
To Get A Secured Credit Card
Search for the best deal: Just as regular credit cards, prepaid credit cards also comes with charges. And so, because you are prepaying, the charges are set up in a different way. So, go through in order to find the best one.
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Search for the one that has a low setup fee: most prepaid credit cards charge a setup fee. And so, the fee is not even the same for every card. You have to try and find one that is low or even nothing.
Search for other fees; some other companies set the fees on other places, like if you want to take cash off the card at an ATM. While others might charge you when you check your balance.
Check for the monthly maintenance fee; These types of cards usually comes a monthly fee. Search for the one with the lowest maintenance fee to avoid paying too many charges.
- Buying a card; immediately you have finally picked out a card, you can then purchase it by loading it with money and paying the purchase fee if there is any.
Registering your card. basically, you will have to go online in order to register your card, and also put in information like your address, your phone number, and your card number. Then you check for your card limit.
How to Make Use of Your Card
- Just use your card just as any other credit card. You can be able to make payment with your card at places that accept credit card.
- You can use the card to pay bills online. All you have to do is to log into your account and enter your credit card details.
- You will need to reload your card as it gets low by adding more money so as to be able to make use of it.
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